My original oil paintings take anywhere from 1-12 months to complete, sometimes longer depending on the process involved. As a result, I have to price them fairly high. For this reason I have recently begun accepting payments for originals in installments. We can arrange a monthly payment plan that fits within your budget. I retain the original in my keeping until the painting is paid off in full. No refunds are available if you are unable to complete payments, however whatever has been paid could be applied to a different piece of art of equal or lesser value. You get to decide whether or not the painting can be exhibited during the installment period; if it is shown to the public it will be marked as "SOLD." Or if you'd prefer, I can keep it in the safety of my studio until you have paid it off.